Cash has become much more as moneylenders

During the Corona time frame, cash has expanded as a bank for moneylenders. Subsequently, the assortment of extract obligation by the public authority has expanded. As a bank, on the off chance that you have more than one lakh rupees, you need to pay extract obligation at a fixed rate. During the Corona time frame, rich and well-to-do families meandered around the nation and abroad, eating at eateries and living it up. Many working classes have additionally diminished expenses. Because of these reasons, investment funds in financial balances have expanded.

Two models can be given of the expansion of cash of the moneylenders as a bank. As per the records of Bangladesh Bank, in 2020, the quantity of financial balances with more than one crore rupees has expanded by around 10,000. Extract obligation has likewise gone up normally because of the expansion in accounts with more than crores of rupees in banks. As of April of the current financial year 2020-21, the assortment of extract obligation by the National Board of Revenue (NBR) has expanded by about Tk 260 crore or 30% over a similar period last year.

Inquired as to why the extract obligation was expanded, Ahsan H Mansoor, chief overseer of the Policy Research Institute (PRI), said it was protected to say that the wealthy didn’t travel abroad in view of the crown. Once more, the development inside the nation is restricted. Therefore, the rich have apathetic cash. They are not keen on contributing. Also, in any emergency, the propensity to save increments among the working class. He likewise suggested a decrease in extract obligation during the Corona time frame.

In one year of Corona, that is, in 2020, the quantity of financial balances worth crores of rupees has expanded by 10,000. Toward the finish of last December, the quantity of such financial balances expanded to 93,065. There are likewise records of government establishments. Presently we should perceive how much the quantity of private records, for example one crore taka records of normal clients has expanded. One crore to five crore rupees has been stored, toward the finish of 2019 there were 51 thousand 556 such records. In 2020, which has expanded to 56 thousand 791.

Furthermore, the quantity of ledgers (private) with stores of more than Tk 50 crore has expanded by 114 out of one year. Before the finish of 2020, the quantity of such records has expanded to 656. The excess more than over two thousand financial balances have expanded from Rs 5 crore to Rs 50 crore.

Syed Mahbubur Rahman, overseeing head of Mutual Trust Bank, revealed to Prothom Alo that there has been a major change in the compensation structure in the private area in the country. Many are working with a compensation of 15-20 lakh rupees. Therefore, one crore rupees isn’t a major sum. Brokers are presently getting the chance to save crores of rupees in 10 years. Once more, a few group in Corona have become rich once again. Once more, many have quit voyaging. Because of these reasons, the record of crores of rupees has expanded. In entrepreneur society, the rich will get more extravagant, the helpless will go down, that is the truth.

In the interim, toward the finish of 2020, the bank’s stores expanded to 13 lakh 89 thousand 150 crore. In 2019, which was 12 lakh 14 thousand 455 crore.

Extract obligation has expanded by 30%

Extract obligation of 30% more has been gathered from the main 18 banks of the country than last time because of the increment in the measure of cash as a bank. The Large Taxpayer Unit (LTU) has gotten extract obligation of Tk 1,175 crore from these recorded banks in the initial 10 months (July-April) of the current monetary year. Simultaneously of the past monetary year, extract obligation was gathered at the pace of Tk 900 crore.

As per NBR sources, the most noteworthy extract obligation has been gathered from Islami Bank. NBR has gathered extract obligation of Tk 1.5 billion from this bank. From that point forward, NBR’s LTU gotten Tk 100 crore from Sonali and Dutch-Bangla Bank. 17 major banks of the nation are enlisted in LTU. The remainder of the banks are enrolled in various commissionerates. At first, extract obligation of Rs 2,000 crore has been gathered from every one of the banks.

Where is the extract obligation?

At present there is no extract obligation of dependent upon one lakh rupees as a bank. Extract obligation is Rs 150 from Rs 1 lakh to Rs 5 lakh and Rs 500 from Rs 5 lakh to Rs 10 lakh. Notwithstanding 10 lakh to 1 crore 3 thousand rupees; Excise obligation of Tk 15,000 is required from Tk 1 crore to Tk 5 crore or more Tk 5 crore. Extract obligation is required just if a specific measure of cash is stored in a bank basically once every year.

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